• We pride ourselves on our excellent level of service. With three staff members and five financial consultants, Kramer Financial’s goal is to provide exceptional quality of service.
• In addition to our offices in Frederick, MD and Austin, TX, Kramer Financial consultants travel to 29 cities in 20 states to meet with their clients and discuss their financial planning needs.
• Lee was the first and still is the only deaf Financial Advisor who has both an MBA and ALL of the following credentials:

• CERTIFIED FINANCIAL PLANNER^TM Professional
• Certified Fund Specialist (CFS)
• Registered Financial Consultant (RFC)
• Certified Estate Advisor (CEA)

• Lee is the first and only deaf Financial Advisor to have a Securities Principal registration which allows him to supervise other registered Securities Representatives.
• Kramer Financial is the only deaf-run Financial Service firm where all of the Financial Consultants have Master’s Level degrees (MBA, MS, or MA).
• Lee is a qualifying member for the past ten years of the prestigious "Top of the Table" by the Million Dollar Round Table. MDRT members demonstrate exceptional product knowledge, strict ethical conduct and outstanding client service. Less than 1% of all Financial Advisors in the US earn the Top of the Table designation.
• Lee and Dave were named by Pacific Life to the Pacific Advisory Council for 2003, 2004, 2005, and 2006.
• Lee was recognized in 2004, 2005 and 2006 by John Hancock for outstanding achievements and leadership in financial services.
• Lee was chosen by Fidelity Investments to be a Fidelity Advisor Council Member, for "providing an exceptional level of professional knowledge, advice, and personal service and making an invaluable contribution to meeting the needs of individual investors."
• Lee received the National Quality Award by the National Association of Insurance and Financial Advisors (formerly, the National Association of Life Underwriters) in recognition of dedication to clients and the industry.
• Lee, Dave and Danny were nominated to the "All-American Team" by the American Funds Group.
• Dave was named to the Million Dollar Round Table in the years 1999, 2000, 2001, 2002, 2003, and 2004.
• FSC Securities Corporation won Investment Advisor magazine's Division IV Broker/Dealer of the Year award in 1991, 1992, 1993, 1995, 1996, 2002, 2004 and 2005.

Securities offered through FSC Securities Corporation, a Registered Broker/Dealer firm and member FINRA/SIPC.  Securities licensed in the 48 continental United States and the District of Columbia.  RIA licensed in MA, MD, and VA through FSC Securities, a Registered Investment Advisor.   Kramer Financial is not affiliated with FSC Securities Corporation or registered as a Broker/Dealer or Investment Advisor.